Your auto policy is very involved, fortunately the Internet can answer many of your questions. If you
have a question which is not listed on this page, type your question in the box at the bottom of this page
and we will be glad to answer any questions you may have.
have a question which is not listed on this page, type your question in the box at the bottom of this page
and we will be glad to answer any questions you may have.
Limited & Full Tort
Bodily Injury Liability
Collision Coverage
Comprehensive Coverage
Liability Insurance
Medical Payments
Bodily Injury Liability
Collision Coverage
Comprehensive Coverage
Liability Insurance
Medical Payments
| Underinsured (UIM) |
Question: What is Underinsured Motorist Coverage?
The purpose of Underinsured Motorist Coverage is to protect the insured (and additional insureds) from
the risk that a negligent driver of another vehicle will cause injury to the "insured" and will have inadequate
coverage to compensate the injuries caused by the driver's negligence.
Question: What is the definition of Underinsured?
Underinsured motorist is defined as a vehicle for which the sum of all liability bonds or policies, which
apply at the time of an "accident," do not provide at least an amount an insured is legally entitled to
recover.
The damages must result from "bodily injury" sustained by the "insured" and caused by an "accident."
Secondly, the accident must be caused by an "underinsured motor vehicle."
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| Auto Insurance |
| Four Clairton Blvd. P.O. Box 18069 Pittsburgh, PA 15236 Phone: 412.892.2424 Fax: 412.653.9463 |