Your auto policy is very involved, fortunately the Internet can answer many of
your questions. If you have a question which is not listed on this page, type
your question in the box at the bottom of this page and we will be glad to
answer any questions you may have.
Physical Damage
Property Damage Liability
Rental Reimbursement
Towing & Labor
Underinsured Motorist (UIM)
Uninsured Motorist (UM)
Stacked/UnStacked
Question: What does collision coverage cover?
Collision coverage pays for loss to your covered vehicle when it collides with
another object or overturns. Collision coverage will also pay for a loss to any
non-owned vehicle you have rented other than a vehicle rented for use in
connection with your business or employment, while that vehicle is in your
custody, or while you are operating it.
Question: What does collision coverage exclude?
No coverage for damages or loss
(1) to a vehicle while being used to carry persons or property for compensation
or a fee
(2) resulting from intention acts, racing, or preparing for a race or stunting
activity
(3) custom parts or equipment, including electronic equipment, in excess of the
value
declared in the application.
(4) to tapes, compact discs, other media or their carrying cases.
Collision Coverage What it means to you
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Four Clairton Blvd. P.O. Box 18069 Pittsburgh, PA 15236 Phone: 412.892.2424 Fax: 412.653.9463
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