| Serving the Pittsburgh Area for 60 Years |
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August 2010 Newsletter
| Renter's Insurance 101: Make Sure Your Personal Property is Covered by Ricci & Associates |
Fortunately, policies can be purchased for a very nominal premium and will cover your personal
property in the case of fire, theft or vandalism. Most importantly, the policy includes
personal liability--coverage for other people’s injuries or damages in which you are found liable.
On average, policies are less than $20/month which is a small price to pay for peace of mind.
Ricci & Associates offers these tips to keep in mind:
school year.
of depreciation.
visit Zillow.com to find out information on various properties.
Thank you for your continued business with Ricci & Associates.
property in the case of fire, theft or vandalism. Most importantly, the policy includes
personal liability--coverage for other people’s injuries or damages in which you are found liable.
On average, policies are less than $20/month which is a small price to pay for peace of mind.
Ricci & Associates offers these tips to keep in mind:
- Adding a renter’s policy to your current auto policy may qualify you for a discounted rate
- Most students are living in houses or apartments with strangers or irresponsible
school year.
- It may be wise to opt for “replacement cost” on your contents so that you can receive
of depreciation.
- Most policies ask for simple questions regarding your dwelling’s construction type,
visit Zillow.com to find out information on various properties.
Thank you for your continued business with Ricci & Associates.
Renter’s policies are often inexpensive and are a great way to protect your
personal property. While popular among most college students and young
professionals, renter’s policies apply to anyone who is interested in
protecting their belongings from covered perils including fire, but may not
own a home.
Although you may feel like you may or may not own anything of great value, no
matter how careful you are with your own apartment, you cannot control your
neighbor’s actions. Neighbors in or around your building can leave security
doors unlocked or open, let strangers onto the property or even start a
kitchen fire. While your landlord’s insurance policy should cover the actual
building structure, securing coverage for your own personal property is
nobody’s responsibility but your own. And, if you think your roommate’s policy
will cover your valuable contents, think again. In most situations, coverage
only applies to those listed on the policy.
| Four Clairton Blvd. P.O. Box 18069 Pittsburgh, PA 15236 Phone: 412.892.2424 Fax: 412.653.9463 |